Funding options
Practical funding options, explained plainly
A clear look at the funding paths we help business owners review. Ranges and terms are general guidance only and are always subject to review and approval.
Term Loan
A funding option for businesses seeking a defined amount of capital with structured repayment.
- Approximate range of roughly $20K–$1M.
- Repayment terms may extend up to about 24 months, depending on approval and fit.
- Often considered for expansion, equipment, repairs, payroll timing, inventory, vendor obligations, or operating pressure.
Suited to stable, planned business needs where a set amount and a predictable repayment schedule make sense.
Working Capital
Flexible funding for operating needs such as payroll, inventory, repairs, equipment, marketing, vendor payments, or seasonal pressure.
- Fit is often tied to monthly business revenue and operating history.
- Often suited for businesses operating about 12+ months with steady monthly revenue.
- Helpful when day-to-day demands move faster than incoming receivables.
A practical option when the need is operational and tied to the natural rhythm of the business.
Line of Credit
A funding option that may provide access to capital as business needs arise.
- Useful for uneven cash flow and inventory timing.
- Helpful for vendor payments and short-term operating needs.
- Often considered for seasonal demand and planned expenses.
Designed for flexibility — drawing on available capital when a specific need comes up.
Ranges, time-in-business figures, and repayment terms above are general guidance only. They are not offers, and they do not reflect specific rates, factor rates, or guaranteed terms. This is not a commitment to lend. All funding is subject to approval.
Start an inquiry
Begin a business funding inquiry
Share a few basic details to get started. There's no obligation, and submitting this form is not an application for credit.
- We review your inquiry and follow up with clear next steps.
- Guidance is conservative and tailored to your business.
- You decide what makes sense before moving forward.